*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
body{font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',sans-serif;color:#1f2937;background:#fff;line-height:1.6}
.container{max-width:1120px;margin:0 auto;padding:0 20px}
a{text-decoration:none;color:inherit}
.site-header{background:#fff;border-bottom:2px solid #F5C518;position:sticky;top:0;z-index:100;box-shadow:0 1px 4px rgba(0,0,0,.08)}
.nav-wrap{display:flex;align-items:center;justify-content:space-between;padding:14px 20px;gap:16px}
.logo{display:flex;align-items:center;gap:8px;font-weight:900;font-size:1.2rem;color:#1A1A2E}
.logo-emoji{font-size:1.4rem}
nav a{color:#374151;font-size:.88rem;margin-left:20px;font-weight:500;transition:color .15s}
nav a:hover{color:#F5C518}
.btn-apply{background:#F5C518;color:#1A1A2E;font-weight:700;padding:9px 20px;border-radius:6px;font-size:.88rem;transition:background .15s;white-space:nowrap}
.btn-apply:hover{background:#d4a800}
.hero{background:linear-gradient(135deg,#1A1A2E 0%,#2d3561 100%);padding:60px 0 48px;color:#fff}
.hero h1{font-size:2.4rem;font-weight:900;line-height:1.2;margin-bottom:12px;color:#F5C518}
.hero .sub{font-size:1.05rem;color:rgba(255,255,255,.85);margin-bottom:28px;max-width:560px}
.hero-form{background:#fff;border-radius:12px;padding:24px;display:flex;gap:12px;flex-wrap:wrap;align-items:flex-end;max-width:680px}
.hero-form .field{flex:1;min-width:160px}
.hero-form label{display:block;font-size:.8rem;font-weight:600;color:#374151;margin-bottom:6px}
.hero-form select,.hero-form input{width:100%;padding:10px 14px;border:1.5px solid #d1d5db;border-radius:7px;font-size:.9rem;color:#1f2937;background:#fff}
.hero-form .search-btn{background:#F5C518;color:#1A1A2E;font-weight:700;padding:10px 24px;border:none;border-radius:7px;font-size:.95rem;cursor:pointer;white-space:nowrap}
.hero-form .search-btn:hover{background:#d4a800}
.trust-bar{display:flex;gap:24px;margin-top:20px;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:6px;font-size:.82rem;color:rgba(255,255,255,.75)}
.trust-item .check{color:#4ade80;font-weight:700}
.lenders-section{padding:48px 0}
.lenders-section h2{font-size:1.6rem;font-weight:800;margin-bottom:6px;color:#1A1A2E}
.updated{font-size:.8rem;color:#6b7280;margin-bottom:24px}
.lender-card{border:1.5px solid #e5e7eb;border-radius:12px;padding:24px;margin-bottom:16px;display:grid;grid-template-columns:80px 1fr auto;gap:20px;align-items:center;background:#fff;transition:border-color .2s,box-shadow .2s}
.lender-card:hover{border-color:#F5C518;box-shadow:0 4px 20px rgba(245,197,24,.12)}
.lender-card.featured{border-color:#F5C518;background:#fffbeb}
.lender-badge{background:#F5C518;color:#1A1A2E;font-size:.7rem;font-weight:700;padding:3px 10px;border-radius:20px;display:inline-block;margin-bottom:8px;text-transform:uppercase}
.logo-circle{width:60px;height:60px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:900;font-size:1.1rem;color:#fff;margin:0 auto 4px}
.lender-logo p{font-size:.7rem;color:#6b7280;text-align:center}
.lender-info h3{font-size:1.05rem;font-weight:700;color:#1A1A2E;margin-bottom:2px}
.best-for{font-size:.82rem;color:#16a34a;font-weight:600;margin-bottom:10px}
.lender-stats{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:10px}
.stat-pill{background:#f3f4f6;border-radius:6px;padding:6px 12px}
.stat-pill strong{display:block;color:#1A1A2E;font-weight:700;font-size:.85rem}
.stat-pill span{color:#6b7280;font-size:.75rem}
.lender-pros{display:flex;gap:8px;flex-wrap:wrap}
.pro-tag{background:#dcfce7;color:#16a34a;font-size:.75rem;padding:3px 10px;border-radius:20px;font-weight:500}
.lender-action{text-align:center;min-width:130px}
.stars{color:#F5C518;font-size:1rem;margin-bottom:4px}
.rating-text{font-size:.8rem;color:#6b7280;margin-bottom:10px}
.btn-check{display:block;background:#16a34a;color:#fff;font-weight:700;padding:11px 16px;border-radius:8px;font-size:.9rem;text-align:center;margin-bottom:6px}
.btn-check:hover{background:#15803d}
.btn-learn{display:block;color:#6b7280;font-size:.78rem;text-align:center;text-decoration:underline}
.compare-section{padding:48px 0;background:#f9fafb}
.compare-section h2{font-size:1.5rem;font-weight:800;margin-bottom:24px;color:#1A1A2E}
.compare-table{width:100%;border-collapse:collapse;font-size:.88rem;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 1px 4px rgba(0,0,0,.06)}
.compare-table th{background:#1A1A2E;color:#F5C518;padding:14px 16px;text-align:left;font-size:.82rem;font-weight:700;text-transform:uppercase}
.compare-table td{padding:13px 16px;border-bottom:1px solid #f0f0f0;vertical-align:middle}
.compare-table tr:last-child td{border-bottom:none}
.compare-table tr:hover td{background:#fffbeb}
.compare-table td:first-child{font-weight:700;color:#1A1A2E}
.editorial{padding:48px 0}
.editorial h2{font-size:1.5rem;font-weight:800;margin-bottom:16px;color:#1A1A2E}
.editorial h3{font-size:1.1rem;font-weight:700;margin:24px 0 10px;color:#1A1A2E}
.editorial p{color:#374151;font-size:.95rem;margin-bottom:14px;line-height:1.7}
.editorial ul,.editorial ol{margin:0 0 14px 20px}
.editorial li{color:#374151;font-size:.93rem;margin-bottom:8px;line-height:1.6}
.loan-types-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0}
.loan-type-card{border:1px solid #e5e7eb;border-radius:10px;padding:18px}
.loan-type-card h4{font-size:.95rem;font-weight:700;margin-bottom:6px;color:#1A1A2E}
.loan-type-card p{font-size:.85rem;color:#6b7280;line-height:1.5}
.faq-section{padding:48px 0;background:#f9fafb}
.faq-section h2{font-size:1.5rem;font-weight:800;margin-bottom:24px;color:#1A1A2E}
.faq-item{background:#fff;border:1px solid #e5e7eb;border-radius:10px;margin-bottom:10px;overflow:hidden}
.faq-q{padding:16px 20px;font-weight:700;font-size:.95rem;cursor:pointer;display:flex;justify-content:space-between;align-items:center;color:#1A1A2E;user-select:none}
.faq-q::after{content:'+';font-size:1.3rem;color:#F5C518;font-weight:700}
.faq-q.open::after{content:'−'}
.faq-a{display:none;padding:0 20px 16px;color:#6b7280;font-size:.9rem;line-height:1.7}
.content-with-sidebar{display:grid;grid-template-columns:1fr 300px;gap:32px;align-items:start}
.sidebar{position:sticky;top:80px}
.sidebar-card{background:#fff;border:1.5px solid #e5e7eb;border-radius:12px;padding:20px;margin-bottom:16px}
.sidebar-card h4{font-size:.95rem;font-weight:700;margin-bottom:12px;color:#1A1A2E}
.sidebar-cta{background:#1A1A2E;color:#fff;border-radius:12px;padding:24px;text-align:center}
.sidebar-cta h4{color:#F5C518;font-size:1rem;font-weight:700;margin-bottom:8px}
.sidebar-cta p{font-size:.85rem;color:rgba(255,255,255,.8);margin-bottom:16px}
.sidebar-cta a{display:block;background:#F5C518;color:#1A1A2E;font-weight:700;padding:12px;border-radius:8px;font-size:.9rem;text-align:center}
.breadcrumb{padding:12px 0;font-size:.82rem;color:#6b7280}
.breadcrumb a{color:#F5C518}
.breadcrumb span{margin:0 6px}
.page-hero{background:linear-gradient(135deg,#1A1A2E 0%,#2d3561 100%);padding:48px 0;color:#fff}
.page-hero h1{font-size:2rem;font-weight:900;color:#F5C518;margin-bottom:10px}
.page-hero p{color:rgba(255,255,255,.8);font-size:1rem;max-width:600px}
footer{background:#111827;color:#fff;padding:40px 0 20px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;margin-bottom:32px}
.footer-brand .logo{color:#fff}
.footer-brand p{color:rgba(255,255,255,.6);font-size:.85rem;margin-top:8px;line-height:1.6}
.footer-col h5{font-size:.85rem;font-weight:700;color:#F5C518;margin-bottom:12px;text-transform:uppercase;letter-spacing:.06em}
.footer-col a{display:block;color:rgba(255,255,255,.6);font-size:.85rem;margin-bottom:8px}
.footer-col a:hover{color:#F5C518}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:20px;font-size:.75rem;color:rgba(255,255,255,.4);line-height:1.6}
.section-alt{background:#f9fafb}
section{padding:48px 0}
h2.section-title{font-size:1.6rem;font-weight:800;color:#1A1A2E;margin-bottom:8px}
p.section-sub{color:#6b7280;font-size:.95rem;margin-bottom:32px;max-width:600px}
@media(max-width:768px){
  .hero h1{font-size:1.7rem}
  .lender-card{grid-template-columns:1fr;gap:12px}
  .lender-logo{display:none}
  .lender-action{display:flex;gap:12px;align-items:center}
  .btn-check{flex:1}
  .content-with-sidebar{grid-template-columns:1fr}
  .sidebar{display:none}
  .loan-types-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  nav{display:none}
}